Legal Notices

Please read the following terms and conditions carefully before using this web site or any of our other web sites. You should review these terms and conditions regularly as they may change.

1. Liability
   UNDER NO CIRCUMSTANCES SHALL WE BE LIABLE FOR ANY DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL DAMAGES THAT MAY ARISE FROM YOUR USE OF, OR INABILITY TO USE, THIS WEB SITE. Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.
   
   THIS WEB SITE CONTENT IS PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.
    
2. We Do Not Have Responsibility for Links to Third Party Content
   LINKS TO THIRD PARTY WEB SITES ARE PROVIDED FOR YOUR CONVENIENCE AND INFORMATION ONLY. THE CONTENT IN ANY LINKED WEB SITES IS NOT UNDER OUR CONTROL AND WE ARE NOT RESPONSIBLE FOR IT.
   
   We reserve the right to terminate a link to a third party web site at any time. The fact that we provide a link to a third party web site does not necessarily mean that we endorse, authorize or sponsor that web site, nor that we are affiliated with the third party web site's owners or sponsors. If you wish to link to any HSA site, please contact our webmaster.
    
3. Privacy/Treatment of Information or Data Transmitted to Us
   Personal information transmitted to us will be treated in accordance with our Privacy Policy.
    
4. HSA BILLING POLICY
   As a new client at HSA your first month’s premium is submitted with your enrollment forms. Invoices for all future premiums are sent to employers on the 25^th of each month. The payment due date is the 25^th of the following month. Our billing is done 35 days in advance of the coverage month. For example: Statements mailed on September 25^th are due by October 25^th for coverage beginning November 1^st. We ask that payment be made in a timely manner. The carriers request prompt payment so that coverage may continue without interruption. There is a late charge of $25.00 that is assessed on payments received after the 10^th of the coverage month. If your payment is not received by the 20^th of the covered month, your insurance is subject to termination. If your payment is not received by the 20^th of the of the coverage month a $50.00 pending termination fee will be assessed.