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Products



 Bulletins 


Open Enrollment


2022 Medical Loss Ratio (MLR) - Issued in 2023

If receiving refund by credit
Letter to Employers
Letter to Employees

If receiving refund by check
Letter to Employers

 

2021 Medical Loss Ratio (MLR) - Issued in 2022

If receiving refund by credit
Letter to Employers
Letter to Employees
Letter to Individuals

If receiving refund by check
Letter to Employers
Letter to Employees
Letter to Individuals


2022 Individual

Discontinued Plans
Final Discontinuation Letter
Discontinuation Letter

CMS Letter


2022 Group

Discontinued Plans
Employer Cover Letter
Employee Cover Letter


2020 Medical Loss Ratio (MLR) - Issued in 2021

If receiving refund by credit
Letter to Employers
Letters to Employees
Letter to Individuals

If receiving refund by check
Letter to Employers
Letters to Employees
Letter to Individuals


2022 Medicare

Employer Cover Letter for Medicare Plus Freedom Plan
Comparison Grid


2021 Group


Renewal Letter
Renewal Letter for Discontinued Plans
Plan Comparison


Discontinued Plans


Employer Cover Letter

Benefit Comparison Charts:
Employee Cover Letter


2022 Individual

Discontinued Plans
Cover Letter
CMS Letter
Final Discontinuation Letter


2021 Individual

Renewal Letter
CMS Letter
Plan Comparison

Discontinued Plans

Renewal Letter
CMS Letter
Plan Comparison


2020 Group

Renewal letter
2020 Plan Options Chart

2020 Individual

Renewal Letter
CMS Letter
Plan Comparison