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Reliance Standard Life Insurance Company (Reliance Standard) is a leading insurance carrier specializing in innovative and flexible employee benefits solutions including disability income and group term life insurance. Rated A (Excellent) by A.M. Best*, Reliance Standard began its centennial year in 2006. Reliance Standard has developed group coverage that is tailor made for the small group marketplace. Coverage is guarantee issue down to 2 lives and each product is available either stand alone or bundled.