Eligibility Guidelines

ELIGIBLE COMPANIES

To be eligible for coverage a company must:

• Be actively in business
• Enroll 1-99 eligible employees (owners included)
• Contribute at least 50% of the premium
• Be located in the UHC service area

ELIGIBLE EMPLOYEES

An eligible employee is one who:

• Works at least 30 hours per week for the employer
• Was hired to work for a period not less than 5 months
• Resides in the UHC service area 

NEW EMPLOYEES

• All future eligible employees can be enrolled within 30 days of hire or within a time frame consistent with company new hire probation policy

WAIVER OF COVERAGE

Full Time employees can be excluded who are:

• Covered by a spouse’s or parent’s health plan
• Age 65 or over and covered by Medicare
• Living outside the UHC service area

PARTICIPATION REQUIREMENTS

• 75% of eligible employees must enroll

PLAN SELECTION

• Multiple plans are available to employees through United Healthcare’s Multi-Choice option

EFFECTIVE DATE

• All coverage will be effective on the 1st or 15th day of the month, contingent upon the carrier’s enrollment requirements.
• Enrollment materials should be received no later than 10 days prior to the effective date.