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Medicare Plans Overview

Medicare Parts A & B cover many of your health care needs.  However, many Medicare-eligible employees enroll in a Medicare Advantage plan which covers more services and have lower out-of-pocket costs than the Original Medicare Plan. In some plans, like HMOs, you may only be able to see certain doctors or go to certain hospitals to get covered services.

If a company has fewer than 20 employees, active employees and retirees who have attained age 65 are eligible to enroll provided they have enrolled in Medicare coverage parts A & B.

If the company has more than 20 employees only Medicare eligible retirees are eligible to join a Medicare Advantage Plan. Active working employees must be covered on the company plan. 


2025 Plan Comparison
2024 Plan Comparison